2016 STATE OF THE JUDICIARY ADDRESS THE HONORABLE CHIEF JUSTICE HUGH P. THOMPSON SUPREME COURT OF GEORGIA January 27, 2016, 11 a.m. House Chambers, State Capitol

016 STATE OF THE JUDICIARY ADDRESS
THE HONORABLE CHIEF JUSTICE HUGH P. THOMPSON
SUPREME COURT OF GEORGIA
January 27, 2016, 11 a.m.
House Chambers, State Capitol

Lt. Governor Cagle, Speaker Ralston, President Pro Tem Shafer, Speaker Pro Tem Jones, members of the General Assembly, my fellow judges and my fellow Georgians:
Good morning. Thank you for this annual tradition of inviting the Chief Justice to report on the State of Georgia’s Judiciary. Thanks in large part to your support and the support of our governor, as we move into 2016, I am pleased to tell you that your judicial branch of government is not only steady and secure, it is dynamic; it has momentum; and it is moving forward into the 21st century with a vitality and a commitment to meeting the inevitable changes before us.
Our mission remains the same: To protect individual rights and liberties, to uphold and interpret the rule of law, and to provide a forum for the peaceful resolution of disputes that is fair, impartial, and accessible to all.
Our judges are committed to these principles. Each day, throughout this state, they put on their black robes; they take their seat on the courtroom bench; and they work tirelessly to ensure that all citizens who come before them get justice.


Our Judicial Council is the policy-making body of the state’s judicial branch. It is made up of competent, committed leaders elected by their fellow judges and representing all classes of court. They are assisted by an Administrative Office of the Courts, which is under a new director – Cynthia Clanton – and has a renewed focus as an agency that serves judges and courts throughout Georgia.
A number of our judges have made the trip to be here today. Our judges are here today because the relationship we have with you is important. We share with you the same goal of serving the citizens of this great state. We could not do our work without your help and that of our governor.
On behalf of all of the judges, let me say we are extremely grateful to you members of the General Assembly for your judicial compensation appropriation last year.


Today I want to talk to you about Georgia’s 21st century courts – our vision for the future, the road we must travel to get there, and the accomplishments we have already achieved.
It has been said that, “Change is the law of life. And those who look only to the past or present are certain to miss the future.”
Since a new state Constitution took effect in 1983, our population has nearly doubled to a little over 10 million, making us the 8th most populous state in the country. We are among the fastest growing states in the nation, and in less than four years, our population is projected to exceed 12 million.
Because it is good for our economy, we welcome that growth. Today, Georgia ranks
among states with the highest number of Fortune 500 companies, 20 of which have their global headquarters here; we have 72 four-year colleges and universities; we have the world’s busiest airport and we have two deep-water ports. Georgia is a gateway to the South, and for a growing number of people and businesses from around the world, it is a gateway to this country.
All of this growth produces litigation – increasingly complex litigation – and just as our state must prepare for this growth by ensuring we have enough roads and modes of transportation, enough doctors and hospitals, and enough power to reach people throughout the state, our courts also must be equipped and modernized for the 21st
century.
While our population has nearly doubled since 1983, the number of Georgia judges has
grown only 16 percent. We must work together to ensure that our judicial system has enough judges, staff and resources in the 21st century to fulfill the mission and constitutional duties our forefathers assigned to us.
A healthy, vibrant judiciary is absolutely critical to the economic development of our state. Thanks to many leaders in the judiciary, as well as to our partnership with the governor and to you in the legislature, we are well on our way to building a court system for the 21st century.


This time next year, with your support, we will have put into place an historic shift in the types of cases handled by the Georgia Supreme Court – the highest court in the state – and by the Court of Appeals – our intermediate appellate court. Thanks to Governor Deal’s Georgia Appellate Jurisdiction Review Commission, this realignment will bring the Supreme Court of Georgia in line with other state Supreme Courts, which handle only the most critical cases that potentially change the law. Serving on the Commission are two of my colleagues – Justice David Nahmias and Justice Keith Blackwell – as well as two judges from the Court of Appeals – Chief
Judge Sara Doyle and Judge Stephen Dillard.
I thank you, Justices and Judges, for your leadership.
Under the Georgia Constitution, Supreme Court justices collectively decide every case that comes before us. Currently the state’s highest court hears divorce and alimony cases; we hear cases involving wills; we hear cases involving titles to land; and we hear disputes over boundary lines.
But the Governor’s Commission, and a number of reports by other commissions and
committees issued since 1983, have recommended that such cases should be heard by our intermediate appeals court, not by our highest court.
Both of our courts are among the busiest in the nation. But unlike the Supreme Court, which sits as a full court with all seven justices participating in, and deciding, every case, the Court of Appeals sits in panels of three. With your approval last year of three new Court of Appeals judges, that court will now have five panels, so it will have the capacity to consider five times as many cases as the Supreme Court.
Modernization of the Supreme Court makes sense. In a 19th century court system, when
most of the wealth was tied up in land, maybe title to land cases were the most important. Maybe they had the greatest implications for the public at large. But as we move into the 21st century, that is no longer true.
In answer to questions such as who owns a strip of land, what does a will mean, and who should prevail in a divorce settlement or an alimony dispute, most judicial systems believe that three judges are enough to provide the parties with a full and fair consideration of their appeal. It no longer makes sense to have seven – or nine – justices collectively review these types of cases.
There is no doubt these cases will be in good hands with the Court of Appeals.
Let me emphasize that all these cases the Commission recommended shifting to the Court of Appeals are critically important to the parties involved.
Let me also emphasize that the purpose of this historic change is not to lessen the burden on the Supreme Court. Rather, the intent is to free up the state’s highest court to devote more time and energy to the most complex and the most difficult cases that have the greatest implications for the law and society at large.
We will therefore retain jurisdiction of constitutional challenges to the laws you enact, questions from the federal courts seeking authoritative rulings on Georgia law, election contests, murder and death penalty cases, and cases in which the Court of Appeals judges are equally divided.
Significantly, we want to be able to accept more of what we call “certiorari” cases
which are appeals of decisions by the Court of Appeals. The number of petitions filed in this category during the first quarter of the new docket year is nearly 14 percent higher this year over last. Yet due to the amount of appeals the law now requires us to take, we have had to reject the majority of the petitions for certiorari that we receive.
These cases are often the most complex – and the most consequential. They involve
issues of great importance to the legal system and the State as a whole. Or they involve an area of law that has become inconsistent and needs clarification.
Businesses and citizens need to know what the law allows them to do and what it does
not allow them to do. It is our job at the highest court to reduce any uncertainty and bring consistency and clarity to the law.
Under the Commission’s recommendations, our 21st century Georgia Supreme Court will
be able to accept more of these important appeals.


As we move into the 21st century, plans are being discussed to build the first state Judicial Building in Georgia’s history that will be dedicated solely to the judiciary. We are grateful for the Governor’s leadership on this. The building that now houses the state’s highest court and the Court of Appeals was built in 1954 when Herman Tallmadge was governor. Back then, it made sense to combine the state judicial branch with part of the executive branch, by locating the Law Department in the same building.
But the world has changed since 1954, and the building we now occupy was not designed with visitors in mind. It was not designed with technology in mind. And it surely was not designed with security in mind. Indeed, it was designed to interconnect with neighboring buildings that housed other branches of government.
A proper Judicial Building is about more than bricks and mortar. Outside, this building will symbolize for generations to come the place where people will go to get final resolution of civil wrongs and injustices; where the government will go to safeguard its prosecution of criminals; and where defendants will go to appeal convictions and sentences to prison for life.
Inside such a building, the courtroom will reinforce the reality that what goes on here is serious and solemn; it is a place of great purpose, in the words of a federal judge. The parties and the lawyers will understand they are all on equal footing, because they are equal under the law.
There is a majesty about the law that gets played out in the courtroom. It is a hallowed place because it is where the truth must be told and where justice is born. The courtroom represents our democracy at its very best.
No, this building is not just about bricks and mortar. Rather it is a place that will house Georgia’s highest court where fairness, impartiality, and justice will reign for future generations.


We are no longer living in a 1950s Georgia. The courts of the 21st century must be
equipped to handle an increasingly diverse population. Living today in metropolitan Atlanta alone are more than 700,000 people who were born outside the United States. According to the Chamber of Commerce, today some 70 countries have a presence in Atlanta, in the form of a consulate or trade office. We must be ready to help resolve the disputes of international businesses that are increasingly locating in our state and capital. Our 21st century courts must be open, transparent and accessible to all. Our citizens’ confidence in their judicial system depends on it. We must be armed with qualified, certified interpreters, promote arbitration as an alternative to costly, courtroom-bound litigation, ensure that all those who cannot afford lawyers have an avenue toward justice, and be constantly updating technology with the aim of improving our courts’ efficiency while saving literally millions of dollars. For all of this, we need your help.


When I first became a judge, we had no email, no cell phones, no Internet. People didn’t Twitter or text, or post things on YouTube, Facebook or Instagram. The most modern equipment we had was a mimeograph machine.
This past year, by Supreme Court order, we created for the first time a governance
structure to bring our use of technology into the 21st century. Chaired by my colleague Justice Harold Melton, and co-chaired by Douglas County Superior Court Judge David Emerson, this permanent Judicial Council Standing Committee on Technology will lead the judicial branch by providing guidance and oversight of its technology initiatives.
Our courts on their own are rapidly moving away from paper documents into the digital age. At the Supreme Court, lawyers must now electronically file all cases. This past year, we successfully launched the next phase by working with trial courts to begin transmitting their entire court record to us electronically. The Court of Appeals also now requires the e-filing of applications to appeal, and this year, will join the Supreme Court in accepting electronic trial records.

Our goal is to develop a uniform statewide electronic filing and retrieval system so that lawyers and others throughout the judiciary can file and access data the easiest way possible.
Using a single portal, attorneys will be able to file documents with trial courts and appellate courts – and retrieve them from any court in the state. This is the system advocated by our partner, President Bob Kaufman of the State Bar of Georgia, and by attorneys throughout the state.
Such a system will not only make our courts more efficient at huge savings, but it will make Georgia safer. When our trial judges conduct bond hearings, for example, they often lack critical information about the person before them. They usually have reports about any former convictions, but they may not have information about cases pending against the defendant in other courts. The technology exists now to ensure that they do.
Also on the horizon is the expanded use of videoconferencing – another electronic
improvement that will save money and protect citizens’ lives. After a conviction and sentence to prison, post-trial hearings require courts to send security teams to pick up the prisoner and bring him to court. Without encroaching on the constitutional right of confrontation, we could videoconference the inmate’s testimony from his prison cell. Again, the technology already exists.
Our Committee on Technology will be at the forefront of guiding our courts into the 21st century.


As Georgia grows, it grows more diverse.
Our Georgia courts are required by the federal government to provide language services free of charge to litigants and witnesses, not only in criminal cases but in civil cases as well.
Even for fluent English speakers, the judicial system can be confusing and unwelcoming.
My vision for Georgia’s judiciary in the 21st century is that every court, in every city and every county in Georgia, will have the capacity of serving all litigants, speaking any language, regardless of national origin, from the moment they enter the courthouse until the moment they leave. That means that on court websites, signs and forms will be available in multiple languages, that all court staff will have the tools they need to assist any customers, and that court proceedings will have instant access to the interpreters of the languages they need.
Chief Magistrate Kristina Blum of the Gwinnett County Magistrate Court has been
working hard to ensure access to justice for all those who come to her court, most of whom are representing themselves.
Recently her court created brochures that provide guidance for civil trials, family
violence matters, warrant applications, garnishments, and landlord-tenant disputes. These brochures provide basic information about each proceeding – what to expect and how best to present their case in court.
Judge Blum, who is in line to be president of the Council of Magistrate Judges and is a member of our Judicial Council, has had the brochures translated into Spanish, Korean and Vietnamese. Such non-legalese forms and tutorial videos that our citizens can understand go a long way toward building trust in the judicial system, and in our entire government.
The Supreme Court Commission on Interpreters, chaired by Justice Keith Blackwell, is
making significant strides in ensuring that our courts uphold the standards of due process. With the help of Commission member Jana Edmondson-Cooper, an energetic attorney with the Georgia Legal Services Program, the Commission is working around the state to educate judges,court administrators and lawyers on the judiciary’s responsibilities in providing language assistance.
The essence of due process is the opportunity to be heard. Our justice system is the envy of other countries because it is open and fair to everyone seeking justice. By helping those who have not yet mastered English, we reinforce the message that the doors to the best justice system in the world are open to everyone.
Our law demands it. Our Constitution demands it.


The courts of the 21st century will symbolize a new era. A turning point in our history occurred when we realized there was a smarter way to handle criminals.
Six years ago, my colleague and then Chief Justice Carol Hunstein accompanied
Representative Wendell Willard to Alabama to explore how that state was reforming its criminal justice system. Back in Georgia, Governor Deal seized the reins, brought together the three branches of government, and through extraordinary leadership, has made criminal justice reform a reality. Georgia is now a model for the nation.
Today, following an explosive growth in our prison population that doubled between
1990 and 2011 and caused corrections costs to top one billion dollars a year, last year our prison population was the lowest it has been in 10 years. Our recidivism rate is the lowest it’s been in three decades. And we have turned back the tide of rising costs.
For the last five years, the Georgia Council on Criminal Justice Reform – created by the governor and your legislation – has been busy transforming our criminal justice system into one that does a better job of protecting public safety while holding non-violent offenders accountable and saving millions in taxpayer dollars. I am extremely grateful to this Council and commend the steady leadership of co-chairs Judge Michael Boggs of the Court of Appeals and Thomas Worthy of the State Bar of Georgia.
Throughout this historic reform, Georgia’s trial court judges have been in the trenches.
Our number one goal in criminal justice reform is to better protect the safety of our citizens.
Central to that goal is the development of our specialty courts – what some call accountability courts.
These courts have a proven track record of reducing recidivism rates and keeping our
citizens safe. Nationwide, 75 percent of drug court graduates remain free of arrest two years after completing the program, and the most conservative analyses show that drug courts reduce crime as much as 45 percent more than other sentencing options. Last year, these courts helped save Georgia more than $51 million in prison costs.
From the beginning, you in the legislature have steadfastly supported the growth in these courts, most recently appropriating more than $19 million for the current fiscal year.
Georgia now has 131 of these courts, which include drug courts, DUI courts, juvenile and adult mental health courts, and veterans courts. Today, only two judicial circuits in the state do not yet have a specialty court, and both are in the early stages of discussing the possibility of starting one. In addition to those already involved, last year alone, we added nearly 3500 new participants to these courts.
Behind that number are individual tales of lives changed and in some cases, lives saved.
Our judges, who see so much failure, take pride in these success stories. And so should you.

Chief Judge Richard Slaby of the Richmond County State Court, speaks with great pride of Judge David Watkins and the specialty courts that have grown under Judge Watkins’ direction. Today the recidivism rate among the Augusta participants is less than 10 percent.
The judges who run these courts are committed and deserve our thanks. We are grateful to leaders like Judge Slaby, who is President-Elect of the Council of State Court Judges and a member of our Judicial Council; to Judge Stephen Goss of the Dougherty Superior Court, whose mental health court has been recognized as one of the best mental health courts in our country; to Chief Judge Brenda Weaver, President of the Council of Superior Court Judges and a member of our Judicial Council. Judge Weaver of the Appalachian Judicial Circuit serves on the Council of
Accountability Court Judges of Georgia, which you created last year by statute. Its purpose is to improve the quality of our specialty courts through proven standards and practices, and it is chaired by Superior Court Judge Jason Deal of Hall County. Judge Deal’s dedication to the specialty court model in his community, and his guidance and encouragement to programs throughout the state, are described as invaluable by those who work with him.


We may not have a unified court system in Georgia. But we have judges unified in their commitment to our courts. Among our one thousand four hundred and fifty judges, Georgia has many fine leaders. I’ve told you about a number of them today. In closing, I want to mention two more.
When the United States Supreme Court issued its historic decision last year on same-sex marriage, our Council of Probate Court Judges led the way toward compliance. Three months before the ruling was issued, the judges met privately at the behest of the Council’s then president, Judge Chase Daughtrey of Cook County, and his successor, Judge Don Wilkes of Emanuel County. Together, they determined that regardless of what the Supreme Court decided, they would follow the law. Both Governor Deal and Attorney General Sam Olens also publicly announced they would respect the court’s decision, despite tremendous pressure to do otherwise.
These men are all great leaders who spared our state the turmoil other states endured. The bottom line is this: In Georgia, we may like the law, we may not like the law, but we follow the law.


The day-to-day business of the Georgia courts rarely makes the news. Rather judges,
their staff and clerks spend their days devoted to understanding the law, tediously pushing cases through to resolution, committed to ferreting out the truth and making the right decision. It is not easy, and they must often stand alone, knowing that when they sentence someone to prison, many lives hang in the balance between justice and mercy.
So I thank all of our leaders, and I thank all of our judges who are leading our courts into the 21st century.
May God bless them. May God bless you. And may God bless all the people of Georgia.
Thank you.

Bar Groups See Threat from Nonlawyers

The American Lawyer
http://www.americanlawyer.com/printerfriendly/id=1202748892813
from: The American Lawyer

At ABA Meeting, Bar Groups See Threat from Nonlawyers

Susan Beck, The Am Law Daily

February 4, 2016


(Stanford Law School Professor Deborah Rhode criticized the opposition to Resolution 105, which some fear could lead to more non-lawyers providing legal services.
Photo: Jason Doiy/The Recorder)

A modest proposal that hints at opening the door to nonlawyers providing simple legal services faces a tough fight at the American Bar Association’s midyear meetings, which are currently underway in San Diego.

The ABA’s Litigation Section, as well as the bar associations of Illinois, Nevada, New York, New Jersey and Texas, are all on record opposing Resolution 105, which was submitted by the Commission on the Future of Legal Services and five other ABA divisions. The commission was formed in August 2014 by then-incoming ABA president William Hubbard, who has been vocal about the need to improve access to justice. Under the leadership of former Northrop Grumman Corporation lawyer Judy Perry Martinez, the commission has explored new ways to improve the delivery of civil legal services to the public, especially to those who can’t afford a lawyer or are confused by the legal system.

While the 30-member commission has considered many possible solutions—from technological innovations to allowing nonlawyers to provide limited legal services—Resolution 105 doesn’t propose any specific changes to the status quo. Instead, it asks the ABA to adopt “Model Regulatory Objectives for the Provision of Legal Services” that are guided by such benign principles as protection of the public and meaningful access to justice. It also urges each state’s highest court to be guided by these objectives if it is considering new rules to allow activity by “nontraditional legal service providers.”

While the resolution doesn’t advocate for such changes, the mere mention of “nontraditional legal service providers” raises hackles for some in the ABA. The Texas state bar board, for example, has asked Texas delegates to withhold their support for Resolution 105. State bar president-elect Frank Stevenson II of Locke Lord said the board opposes the proposal because it seems to presume there’s a place for nonlawyers to provide legal services. He added that Texas’ chief justice has already set up a commission to study how lawyers can reach more of the public, and his group wants to wait for that group to finish its work.

“Our position shouldn’t be interpreted as rigidly opposed to innovation in the provision of legal services,” Stevenson said. But he added, “We feel lawyers are not fungible with nonlawyers.”

The New Jersey State Bar Association’s board of trustees voted unanimously to oppose the resolution, also because it envisions new categories of legal service providers. The ABA’s Litigation Section voted 17-8 against it.

Philadelphia lawyer Lawrence Fox of Drinker Biddle & Reath, who has long crusaded against allowing nonlawyers to provide legal services, sent a Jan. 29 email to all delegates with the subject line “Save Our Profession.” He implored them to reject Resolution 105: “If we are going to show leadership, it ought to be in opposing the unauthorized practice of law, wherever it rears its ugly head,” he wrote.

The resolution does have some organized support, including from the South Carolina Bar Association, the ABA’s Business Law Section, the Bar Association of San Francisco and the Washington State Bar Association. (In Washington state, licensed nonlawyers already provide some legal services.)

ABA President Paulette Brown declined to comment on the resolution or the work of the commission.

The commission will hold a roundtable discussion in San Diego on Saturday and will meet again on Sunday. The ABA’s House of Delegates will consider the resolution on Monday.

A simple majority vote is needed to adopt a resolution. The ABA has 560 delegates, but it’s not clear how many will be present Monday.

Over the past year and a half, the Commission on the Future of Legal Services has sought new ideas to improve the public’s access to legal solutions. In May of last year it held a National Summit on Innovation in Legal Services at Stanford Law School that drew 200 participants, including 12 state court chief justices, the CEO of LegalZoom, a Microsoft Corp. in-house lawyer and numerous academics.

The following month, in a podcast on the Legal Talk Network, commission chairman Martinez sounded optimistic that the profession might change. “There’s room in this space to think differently about how we provide legal services,” she said. “This has the potential for sea change.”

Some of the profession’s rules, she said, serve as barriers that don’t protect the public. “We’re making sure that lawyers understand what services aren’t needed to be delivered by a lawyer and can in fact be delivered by somebody else.”

Martinez also noted that some lawyers might have trouble adjusting to a new model: “[There] will be some pain for those not alert and ready for change.”

Martinez could not be reached for comment.

The United Kingdom has already allowed some of the changes that are being fought over in the United States. In 2007 it passed the Legal Services Act, which permits so-called alternative business structures in the practice of law. The U.K. law breaks down many of the barriers that prevented nonlawyers from providing legal services or supplying capital to legal service providers.

Stanford Law School professor Deborah Rhode, who co-chaired last year’s summit and who directs the Center on the Legal Profession at Stanford University, called the May gathering an “extraordinary show of support for innovation” by ABA leadership. Four past, current and future ABA presidents attended, she noted.

“The major challenge for the ABA is how to get the rank and file behind some of these innovative initiatives,” she said. “A lot of lawyers feel very threatened.”

Rhode criticized the organized opposition against Resolution 105. “It’s such a mindless reflexive response,” she said. “This [change] is coming whether the bar likes it or not. Sticking their heads in the sand and trying to block even such an unobjectionable compromise position [in Resolution 105] seems a step in the wrong direction.”

She added, “This is why I titled my book ‘The Trouble with Lawyers,’” referring to her 2015 book critiquing the profession.

“I don’t think it’s fair to say that everyone who has concerns is sticking their heads in the sand,” said Locke Lord’s Stevenson, the Texas bar president. “A lot of criticism has been very nuanced and raises some issues that need to be addressed.”

Wells Fargo Agrees to pay $1.2 Billion (yes, with a B) to resolve claims by Justice Dept. & other federal agencies for the origination of “shoddy loans” insured by FHA


Compliance & Regulation
Why Wells Fargo Blinked in Its FHA Fight with the Government
Kate Berry
By Kate Berry
February 3, 2016
http://www.nationalmortgagenews.com/news/compliance-regulation/why-wells-fargo-blinked-in-its-fha-fight-with-the-government-1071213-1.html?utm_medium=email&ET=nationalmortgage:e4010451:a:&utm_source=newsletter&utm_campaign=-feb%205%202016&st=email

The long arm of the government is tough to elude, even if you are the nation’s largest home lender.

Wells Fargo stunned the mortgage industry Wednesday by tentatively agreeing to pay $1.2 billion to resolve civil claims by the Justice Department and other federal agencies that it originated shoddy loans insured by the Federal Housing Administration.

The proposed settlement could prove a bellwether for other banks that have outstanding investigations of FHA loans including PNC Financial Services Group, Regions Financial and BB&T.

Wells had been the lone big bank holdout willing to go to trial as a potential test of the government’s pursuit of banks for violations of the False Claims Act. That Civil War-era law allows the government to collect triple damages for fraud against the government. The law also has been a lightning rod for banks, causing some to pull out of FHA lending entirely.

Some observers said they were surprised at the size of the deal. Wells had put up a fight, claiming it has always been a prudent and responsible FHA lender. But some observers said the risk to its reputation and the cost of continuing the litigation was just too great.

“Nobody’s put [the government] to the test like Wells,” said Allen Jones, an independent mortgage consultant who managed Bank of America’s FHA business from 2005 to 2009. “They definitely made a run like no one else has. But there comes a point in time where you add it up and have to quantify the downside risk.”

The $1.8 trillion-asset bank reached an “agreement in principle” on Monday to resolve the FHA claims but could not provide any additional details until the deal is finalized, said Catherine Pulley, a Wells spokeswoman.

The agreement is forcing Wells to shave $134 million, or three cents a share, off its previously reported net income for 2015, the bank said in a Securities and Exchange Commission filing. Wells said its revised profit for 2015 is $22.9 billion, or $4.12 a share.

The San Francisco bank had to provide for an additional legal accrual because of the settlement, which increased its operating losses within noninterest expense by $200 million, the filing said.

The deal appears to provide Wells some future protections. It would resolve “other potential civil claims relating to the company’s FHA lending activities for other periods,” the filing said.

Prosecutors had alleged that Wells “engaged in a regular practice of reckless origination and underwriting of its retail FHA loans” from 2001 to 2010.

Theoretically lenders are required to indemnify FHA for loans that contain mistakes or are defective, essentially self-insuring the loan so taxpayers are not on the hook for potential losses. In this case, Wells not only failed to report material violations to the Department of Housing and Urban Development, but HUD also paid insurance claims on thousands of defaulted loans that it later found had significant violations, the lawsuit alleged.

Last year the government added a Wells executive in charge of quality control, Kurt Lofrano, as a defendant to the lawsuit, which was originally filed in 2012. Lofrano was responsible for reporting loans with material defects to HUD, which oversees the FHA.

Prosecutors were preparing to use Wells’ own internal quality control reports to prove that executives knew some loans were of poor quality but did nothing about it. Wells failed to report the errors or change its practices because of pressure to fund more loans, the government claimed.

Patricia McCoy, a professor at Boston College Law School who specializes in banking law, said that because details of the settlement have not yet been released, there is no way to gauge the severity of Wells’ lending errors.

“Part of the problem is, there is a continuum of different types of conduct that would have led to a False Claims Act claim, and depending on the lender it could have been really bad, or a mixture with innocuous errors that slipped through,” McCoy said. “We don’t know where Wells Fargo fell along that continuum. At worst, it was a mix, some bad and probably a lot of innocuous errors.”

A bigger problem, McCoy said, is that the Justice Department has used the False Claims Act and its potential for treble damages for each violation as a tool to get banks to settle FHA violations. That threat has caused many to flee the program, she said.

“It’s a very heavy sledgehammer, and that’s not a constructive approach because in the course of underwriting innocent mistakes can happen and often they can be cured or fixed,” she said. “If the FHA is saying as a condition of a lender doing FHA loans, they have to be 100% perfect or else they are automatically going to face this threat of treble damages — that’s not a viable lending program.”

The Bank With the Most Homes in the End Wins!!!!!

fragmented corium could be in the Japan Trench which has a depth of 23,176 ft or 4.3 miles

Nexxus Environmental Corporation Reports Corium In Earth
01/06/2016

“The Fukushima Daiichi Nuclear Power Plant (NPP) has gone critical and requires immediate attention by utilizing a comprehensive set of solutions. The fuel rods in three of the reactors have melted and the fissionable nuclear material has reached staggering temperatures that has led to a China syndrome”. In other words the meltdown has burned through the first containment vessel and the secondary containment which is the facility that houses the reactors. It was found back in October 2013 that the coriums, (Melted Fuel Rods) were missing from Reactors 1, 2 and 3. The most current information shows the corium’s have made their way to the underground water table and have entered the Pacific Ocean Basin. First level analysis shows that part of the fragmented corium could be in the Japan Trench which has a depth of 23,176 ft or 4.3 miles.”

“Four judicial appointments are being denied Gov. Nathan Deal”. “over a period of decades, it has become customary throughout Georgia for a judge to resign mid-way through the final elected term, which allows the governor to install an incumbent of his choice in time for the next nonpartisan election. Which usually discourages all challengers. Bestowing these prizes has become one of the great perks of the governor’s office.”


(Judge Irma Glover speaks to the audience during a criminal arraignment at Cobb County State Court in Marietta in 2013. Her retirement was announced on Tuesday. Hyosub Shin, hshin@ajc.com)
Greg Bluestein
@bluestein
Daniel Malloy
@ajconwashington
Jim Galloway
@politicalinsidr
http://politics.blog.ajc.com/2016/01/06/cobb-county-judges-deny-gov-nathan-deal-four-bench-appointments/

Cobb County judges deny Gov. Nathan Deal four bench appointments
January 6, 2016 | Filed in: Cobb County, Elections – President, Georgia Legislature, Jimmy Carter, John Lewis, Nathan Deal.

Judge Irma Glover speaks to the audience during a criminal arraignment at Cobb County State Court in Marietta in 2013. Her retirement was announced on Tuesday. Hyosub Shin, hshin@ajc.com

Judge Irma Glover speaks to the audience during a criminal arraignment at Cobb County State Court in Marietta in 2013. Her retirement was announced on Tuesday. Hyosub Shin, hshin@ajc.com

We told you earlier this morning that Allison Barnes Salter, daughter of former Gov. Roy Barnes and a managing partner in the Barnes Law Group, will run for an open seat on the Cobb County State Court bench.

But that is only part of the story.

(Allison Salter Barnes, who announced her candidacy for a state court judgeship on Tuesday).

Allison Salter Barnes, who announced her candidacy for a state court judgeship on Tuesday.

A total of four judges in Cobb County – all women, one on the superior court bench and three on the state court bench – have announced that they will not be running for re-election when their terms expire this year.

Which means that four judicial appointments are being denied Gov. Nathan Deal.

This is actually how the system is supposed to work. But over a period of decades, it has become customary throughout Georgia for a judge to resign mid-way through the final elected term, which allows the governor to install an incumbent of his choice in time for the next nonpartisan election. Which usually discourages all challengers. Bestowing these prizes has become one of the great perks of the governor’s office.

One can’t rule out the possibility that these departing judges hold a fervent belief in the power of voters. Superior Court Judge Adele Grubbs, who is retiring at age 72, won her seat on the bench in a 2000 election. State Court Judge Melanie Clayton first won her seat in an open-field election in 1992.

But we also may be seeing something of a Democratic hangover here. Kathryn Tanksley, another departing state court judge, was appointed as one of the last acts of Governor Barnes before he left office in 2002. And State Court Judge Irma Glover, whose retirement was announced Tuesday in the Daily Report, was a 1995 appointee of Gov. Zell Miller.

The Daily Sheeple: “FUKUSHIMA? 10,000 DEAD SQUID WASH UP ON CHILE BEACH”


FUKUSHIMA? 10,000 DEAD SQUID WASH UP ON CHILE BEACH
JANUARY 18, 2016 | MELISSA DYKES | THE DAILY SHEEPLE | 4,008 VIEWS
http://www.thedailysheeple.com/fukushima-10000-dead-squid-wash-up-on-chile-beach_012016

It is being referred to as Cthulhu-geddon.
Squid have washed up on Santa Maria Island off Chile this week in what some have described as biblical proportions. Thousands of dead and dying squid are piled up on the shore. While some squid normally do wash up this time of year, it’s never been in this large of a quantity.

Exact reason for this die-off is unknown, but some experts claim it might be a sudden drop in oxygen content in the water or an increase in water temperatures. They just really don’t know.

Of course, just like all the other mass die-offs up and down the Pacific coast in recent years, no one in any official capacity is pointing to the Fukushima disaster, still dumping tons of radioactive water into the sea as it has been for the last half a decade now just across the globe from Chile.


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Fukushima fallout: Throwing radioactive caution to the wind – and sea Cynthia McKinney

Fukushima fallout: Throwing radioactive caution to the wind – and sea
Cynthia McKinney
https://www.rt.com/op-edge/319053-fukushima-fallout-radioactive-japan/

After serving in the Georgia Legislature, in 1992, Cynthia McKinney won a seat in the US House of Representatives. She was the first African-American woman from Georgia in the US Congress. In 2005, McKinney was a vocal critic of the government’s response to Hurricane Katrina and was the first member of Congress to file articles of impeachment against George W. Bush. In 2008, Cynthia McKinney won the Green Party nomination for the US presidency.
Published time: 19 Oct, 2015 11:08


An aerial view shows No. 4 (front L), No. 3 (front R), No. 2 (rear L) and No. 1 reactor buildings at Kansai Electric Power Co.’s Takahama nuclear power plant in Takahama town, Fukui prefecture, in this photo taken by Kyodo November 27, 2014. © Kyodo
An aerial view shows No. 4 (front L), No. 3 (front R), No. 2 (rear L) and No. 1 reactor buildings at Kansai Electric Power Co.’s Takahama nuclear power plant in Takahama town, Fukui prefecture, in this photo taken by Kyodo November 27, 2014. © Kyodo / Reuters
In the aftermath of Japan’s Fukushima nuclear power meltdown following the tsunami of March 11, 2011, the international community has totally failed in keeping the public properly informed and protected from the fallout.

Scientists and environmental officials continue to express concern, even now, at the unusual events and wonder about the causes. At the same time, the media present the facts, but fail to make any connection whatsoever to the ongoing state of affairs stemming from the tragic 2011 events at Fukushima.

Here are a few recent examples:

Seabird die-off reported around Kodiak, Alaska: A September 2015 audio report from Robin Corcoran, biologist from the Kodiak Wildlife National Refuge, confirms local reports that “emaciated” bird carcasses are washing up on Kodiak Island shores. Corcoran states that the birds were “showing up in places where people don’t normally see them . . . foraging, trying to find forage fish.”

© Toru Hanai
© Toru Hanai / Reuters

The KMXT narrator quoted Corcoran as saying it was unclear what caused the deaths but “could be related to the birds’ inability to catch forage fish,” while it was evident “the birds have no fat on their bodies and they don’t have any food in their digestive systems which indicates that they starved.”

Corcoran confirms that the last major bird die-off experienced in the region was January through March of 2012. The program concluded by stating that multiple species of birds have declined in number in other Alaska regions, according to surveys taken by the Wildlife Refuge. The next day, KTOO reported that Corcoran speculated on several causes for the die-off: “flight feather molt,”“whale die-offs,” or “harmful algal blooms . . . related to warm ocean temperatures.”

A few days before the Kodiak reports, The Daily Astorian headlined: “Scientists Searching for Answers in Bird Die-Off.” Julia Parish, speaking on behalf of the University of Washington’s Coastal Observation and Seabird Survey Team, states that the spikes in deaths are two to three times higher than normal. Josh Saranpaa of the Wildlife Center of the North Coast was quoted as saying, “Every bird we’re seeing is starving to death. It’s pretty bad.” Saranpaa added, “When you see so many starving, something is not quite right out there.”

The warming ocean and the toxic algae bloom are offered as possible explanations for the die-offs. Warming oceans, it is explained, cause the fish to swim deeper than the birds can dive while the toxic algae bloom runs from California straight up to Alasak. Parish concludes that it has been a really “odd” year with multiple regional scale events. She says that there is not much that researchers can do except wait and watch.

Julia Reis of the Half Moon Bay Review writes with understatement, “There have been noticeable changes in the Pacific Ocean that have caused difficulties for marine life of late.”


© Shizuo Kambayashi
© Shizuo Kambayashi / Reuters

Gerry McChesney of the Farallon National Wildlife Refuge says that the die-off has him all the more “baffled” because of the strip of cold water in his area full of food for these birds. In my mind’s eye, I can see McChesney scratching his head as I read that he considers poisoning, starvation, and El Nino as possible causes for the die-off. The article ends with the following comment by McChesney, “We might have to see some other problem in the ocean before we understand what’s causing the die-off.”

ENENews.com points to the problem of the massive die-off happening from San Diego to Alaska—all along the West Coast of the U.S. It highlights in various reports words like “strange,” “unprecedented,” “crazy,” “worst,” with this iconic quote from The Sacramento Bee: “Our gut tells us there is something going on in the marine environment.”

Behrens [1] published an open access 2012 model simulation of cesium 137 (137Cs) released into the Pacific Ocean as a result of the Fukushima incident and found that after the first two to three years, tracer elements descended to depths of more than 400 meters, reached the Hawaiian Islands after about two years, and North American territorial waters after about five to six years.

Although in decreased rates of concentration from the initial injection, the entire northern Pacific basin becomes saturated with tracer fluids in this simulation. This study finds that the radioactivity remains at about twice pre-Fukushima levels until about Year Nine when radioactivity tapers to pre-Fukushima levels. This research specifically does not investigate the biological effects of increased radioactivity in the Pacific Ocean.

In 2011, Lozano [2] investigated reports of man-made cesium atmospheric detection as far away as the Iberian Peninsula. Mangano and Sherman [3] take their 2015 investigation of Fukushima radiation exactly into a potentially politically uncomfortable, but essential space: biological effects. They look at “congenital anomalies” that occurred in the U.S. western states after the arrival of radioactive Fukushima Fallout. And they found that while in the rest of the U.S., birth defects decreased by almost four percentage points, on the U.S. West Coast, defects increased by thirteen percent.

View Dr. Sherman’s interview by Russia Today’s Thom Hartman where she explains the research.

Even U.S. soldiers are now experiencing Fukushima Fallout with exposure hitting home in health effects and birth defects. The Woods Hole Oceanographic Institution explains how Fukushima radioactivity reaches ocean life from both air and sea discharges. These air, ground, or sea discharges, by the way, continue twenty-four hours a day, seven days a week. Arne Gundersen of Fairewinds.org estimates that by 2015 at least 23,000 tanker truckloads of radioactive water have been released into the Pacific Ocean “with no end in sight.”

Please tell me whatever happened to the Precautionary Principle in public policy? [4] Is profit more important than prudence? Finally, a 2015 study by Synolakis and Kanoglu [5] finds that the Fukushima tragedy was preventable. They conclude that due to design flaws, regulatory failures, and “arrogance and ignorance,” and concludes that Fukushima Daiichi was “a sitting duck waiting to be flooded.”

With all of this as background, the media provide coverage of marine anomalies mentioning global warming, even El Nino and toxic algae, while the elephant in the room is Fukushima radiation. It is this silence that is deafening! It makes me wonder who are the beneficiaries of the nuclear power business? Why is the nuclear power lobby so strong when the dangers are clearly so evident? Instead, we are told: “It is fossil fuels that are destroying the planet. Nuclear power is clean and safe.” I’m also told that nuclear power is a sign of modernity; it is the future. But solar, geothermal, and wind are rarely given a mention by these same individuals. I’m also told that by posing these questions, I’m fearmongering.

I do want to know why in the face of what appear to be Pacific Ocean die-offs, El Nino is mentioned and not the Fukushima-related elevated levels of radiation. As long as there is a palpable lack of transparency in the mainstream media’s ordinary coverage of extraordinary environmental events, that includes what one senses as a reticence to discuss the obvious, I predict that there will be a proliferation of citizen journalists and citizen scientists seizing upon each piece of new data trying to make sense out of a government-approved narrative that just doesn’t make sense—again.
US President Obama stated, “We do not expect harmful levels of radiation to reach the West Coast, Hawaii, Alaska, or U.S. territories in the Pacific.”

We should not rely on government officials to tell us the truth about the full extent of Fukushima’s fallout: Incredibly, Obama advised the people of the U.S. not to take precautionary measures beyond “staying informed.” Canada immediately suspended measurements of radiation around Vancouver. The government of Japan has not been trustworthy from the very beginning about the extent of the tragedy.

The statements, views and opinions expressed in this column are solely those of the author and do not necessarily represent those of RT.

2015 in review

The WordPress.com stats helper monkeys prepared a 2015 annual report for this blog.
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Here's an excerpt:

<blockquote>A San Francisco cable car holds 60 people.  This blog was viewed about <strong>1,900</strong> times in 2015.  If it were a cable car, it would take about 32 trips to carry that many people.</blockquote>
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Blacklisted News: ENTIRE FLORIDA POLICE DEPT BUSTED!

ENTIRE FLORIDA POLICE DEPT BUSTED LAUNDERING TENS OF MILLIONS FOR INTERNATIONAL DRUG CARTELS
Published: January 1, 2016
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http://www.blacklistednews.com/Entire_Florida_Police_Dept_Busted_Laundering_Tens_of_Millions_For_International_Drug_Cartels/48092/0/38/38/Y/M.html

SOURCE: JUSTIN GARDNER

The village of Bal Harbour, population 2,513, may have a tiny footprint on the northern tip of Miami Beach, but its police department had grand aspirations of going after international drug traffickers, and making a few million dollars while they were at it.

The Bal Harbour PD and the Glades County Sheriff’s Office set up a giant money laundering scheme with the purported goal of busting drug cartels and stemming the surge of drug dealing going on in the area. But it all fell apart when federal investigators and the Miami-Herald found strange things going on.

The two-year operation, which took in more than $55 million from criminal groups, resulted in zero arrests but netted $2.4 million for the police posing as money launderers. Members of the 12-person task force traveled far and wide to carry out their deals, from Los Angeles to New York to Puerto Rico.

Along the way, the small-town cops got a taste of luxury as they used the money for first-class flights, luxury hotels, Mac computers and submachine guns. Meanwhile, the Bal Harbour PD and Glades County Sheriffs were buying all sorts of fancy new equipment.

Besides these “official” uses of the money, confidential records obtained by the Miami-Herald show that officers withdrew hundreds of thousands of dollars with no record of where the money went.

“They were like bank robbers with badges,” said Dennis Fitzgerald, an attorney and former Drug Enforcement Administration agent who taught undercover tactics for the U.S. State Department. “It had no law enforcement objective. The objective was to make money.”
The operation, which was not fully reported to federal authorities, funneled millions of dollars to overseas criminals and interfered with investigations being carried out on known money launderers.

The latest revelations show that at least 20 people in Venezuela were sent drug money from the Florida cops, including William Amaro Sanchez, the foreign minister under Hugo Chavez and now special assistant to President Nicolas Maduro.

They wired a total of $211,000 to Sanchez, even while the U.S. government was investigating Venezuelan government leaders involved in the drug trade. Instead of reporting their knowledge of Sanchez to federal agencies, the cops went on laundering money, taking their cut, and all the while aiding Sanchez in his machinations, which likely included political corruption.

Four other Venezuelan criminals and smugglers were major recipients of the millions being wired from the Bal Harbour PD and Glades County Sheriff’s Office, including a figure tied to one of the largest drug cartels in the hemisphere.

These actions violated strict federal bans on sending illegal money overseas, and the Florida cops never investigated the backgrounds of the people receiving their laundered drug money.
“I can’t think of a more podunk town than Bal Harbour — not in a bad way. But in the sense that these cops would have otherwise been stopping traffic or shooting radar,” said Ruben Oliva, who has represented alleged narco-traffickers since the 1980s. “In reality they were being launderers. The minute they started doing busts, it would have been over.

“This is like a movie. You’ve got these guys and they’re flying all over. They’re saying, ‘Hey, I’m in the big leagues.’ I’ve seen every kind of law enforcement money-laundering investigations. I’ve never seen anything like this. It’s really one for the ages.”
After the Department of Justice busted the Bal Harbour PD for misspending seized money to pay police salaries, the Miami-Herald began deeper investigations and found a much bigger pool of money that was never noticed by the feds. Soon after that, the ambitious sting operation–which was really just a money-making scheme–began to fall apart.
“The Miami Herald gained unprecedented access to the confidential records of the undercover investigation, reviewing thousands of records including cash pickup reports, emails, DEA reports, bank statements and wire transfers for millions of dollars. The inquiry found:

▪ Police routinely withdrew cash — thousands at a time — totaling $1.3 million from undercover bank accounts, but to this day there are no records to show where the money was spent. “In all my years of law enforcement, I’ve never seen anything like it,” Chief Overton said.

▪ Bal Harbour officials say they cannot find receipts for hundreds of thousands in expenses, including five-star hotel bookings, dinners that ran up to $1,000 and scores of purchases like laptops, iPads, electronic money counters, flower deliveries, and even iTunes downloads.

▪ While posing as launderers, police delivered nearly $20 million to storefront businesses in Miami-Dade to launder the money for drug groups — gathering critical evidence against the business owners — yet took no action against them. Years later, the businesses are still open, some still suspected by federal agents of laundering for the cartels.”
Cash deposits to SunTrust Bank totaling $28 million do not appear anywhere in police records. It’s no coincidence that the operation was launched “at a time law enforcement agencies across Florida were looking to boost their budgets during one of the state’s toughest economic periods.”
“We had to find a revenue stream,” said Duane Pottorff, chief of law enforcement for Glades. “It allowed us to have resources we wouldn’t normally have.”
Federal authorities and the Florida Department of Law Enforcement have launched probes into the Bal Harbour police, which will surely confirm the rampant abuses of power. However, the fact that these types of shady operations, carried out with the help of agencies such as Immigration and Customs Enforcement, can occur at all is even more troubling.

Government creates a black market of drugs and blood money through prohibition, then under the War on Drugs it grants itself the power to break the law and get involved in money laundering operations. While the professed goal is to “sting” the bad guys, government rakes in millions upon millions of dollars to further bolster its prohibition and war on drugs.

The War on Drugs is the real scheme that should be investigated.

ENENews: Gov’t Report: Plutonium detected in recent California air samples — “Fallout from Fukushima nuclear accident”

Gov’t Report: Plutonium detected in recent California air samples — “Fallout from Fukushima nuclear accident” may be to blame

Published: December 28th, 2015 at 6:54 pm ET
By ENENews
Email Article Email Article
156 comments

Lawrence Livermore National Laboratory (pdf), Sept 28, 2015 (emphasis added):

Ambient Air Radioactive Particulates
Composite samples were analyzed by alpha spectroscopy for plutonium-239+240, which was detected in 2 out of 206 samples taken in 2014. Detections at the Livermore Site and Livermore off-site locations [in California] for plutonium-239+240 are attributed to a number of factors including the following: resuspension of plutonium-contaminated soil (see Chapter 6); ambient air from historical operations; resuspended fallout from previous atmospheric testing; or fallout from the Fukushima nuclear accident.
The highest values and percentage of the DCS for the plutonium-239+240 detections were as follows: Livermore Site perimeter: 13.4 nBq/m3 (0.36 aCi/m3)… Livermore off-site locations: 10.4 nBq/m3 (0.28 aCi/m3).

See also: Official data shows U.S. hit with huge spike of ‘most dangerous’ radiation from Fukushima — Levels far exceeded federal regulatory limits — Alpha particles nearly 1,000 times normal; Includes plutonium — Gov’t workers in “fear of radiation”

I hope yall aren’t waiting around for the govt. to tell you that all will be ok. There is no health threat. It takes four or more years for cancer to set in. Fukushima has been pouring 400 tons of radioactive waste cocktail into the Pacific every day since 03/2011. Almost five (5) years now. Tell me, what do you think 5 years of waste cocktail did to the Pacific Ocean?

ENENews: Mutations in nearly every fir tree by Fukushima plant — Insects with missing legs or crooked — Abnormalities also found in monkeys, fish and frogs

http://s25.postimg.org/t8rky7gb3/mousseau_map.jpg
Major Japan Newspaper: Mutations in nearly every fir tree by Fukushima plant — Insects with missing legs or crooked — Abnormalities also found in monkeys, fish and frogs

http://enenews.com/major-japan-newspaper-mutations-every-fir-tree-fukushima-plant-insects-missing-crooked-legs-abnormalities-found-monkeys-carp-frogs

Published: December 23rd, 2015 at 7:09 pm ET
By ENENews

http://ajw.asahi.com/article/0311disaster/fukushima/AJ201512220004
Asahi Shimbun, Dec 22, 2015 (emphasis added): More than 90 percent of the fir trees in forests close to the site of Japan’s 2011 nuclear disaster are showing signs of abnormality, and plant lice specimens collected in a town more than 30 kilometers from the crippled facility are missing legs or crooked. But it remains unclear whether the mutations in plants and animals are definitively connected to the disaster at the Fukushima No. 1 nuclear power plant. All that scientists in Japan are prepared to say is they are trying to figure out the effects of radioactive cesium caused by the release of huge amounts of radioactive materials from the triple meltdown at the Fukushima plant… Scientists are seeking… signs of mutation in plants and animals in areas close to the stricken nuclear plant… Scientists have reported on mutations and abnormalities among species varying from fir trees and plant lice to Japanese monkeys, carp and frogs. The National Institute of Radiological Sciences (NIRS), a government-affiliated entity, said in late August that the trunks of fir trees are not growing vertically. Fir trees are among the 44 species that the Environment Ministry asked the NIRS and other research organizations to study in trying to determine the effects of radiation on living creatures. The NIRS reported that the frequency of these mutations corresponds to a rise in natural background radiation. More than 90 percent of fir trees in the town of Okuma, just 3.5 kilometers from the crippled plant, showed signs of abnormal growth… Among other changes reported: the legs of plant lice collected in Kawamata, a town more than 30 km from the plant, were found to be missing or crooked and the white blood cell count of Japanese monkeys was lower in Fukushima, the prefectural capital, which is about 60 km from the plant… There is also a possibility that some animals, even if they exhibited signs of radiation’s effect, may no longer be alive for analysis.

See also: Japan Reporter: Mutations increasing in Fukushima — TV: “Strange things are happening to the plants and animals” — Gov’t News Agency: “Long list of mutated life forms reported” (VIDEO)
http://enenews.com/reporter-mutations-started-increasing-fukushima-locals-reporting-insect-populations-decline-tv-strange-happening-plants-animals-living-fukushima-video

And: Former Japan TV News Anchor: The mutations have begun in Fukushima; Birds found blind, unable to fly — Magazine: “Birds in tailspin 4 years after Fukushima… the proverbial canary in a coalmine” — Professor: Birds with mutations popping up all over in contaminated areas (VIDEO)
http://enenews.com/former-japan-tv-news-anchor-mutations-begun-fukushima-birds-found-fly-magazine-birds-tailspin-4-years-after-fukushima-proverbial-canary-coalmine-professor-partial-albinos-popping-all-place-conta

And: Professor: “It’s really a dead zone” in areas of Fukushima — “Huge impacts… there are no butterflies, no birds… many dramatically fewer species” — “Why does it matter to you (in the U.S.)? The reason is, it’s coming, it is coming” (VIDEO)
http://enenews.com/professor-really-dead-zone-areas-fukushima-huge-impacts-butterflies-birds-many-dramatically-fewer-species-matter-reason-coming-coming-video

Agendas Acc0rding to the Federal Bar Association


I ran across this tonight, looking for something else, but it caught my eye and so I read it.
Knowing what I know about this country and being “awake”, I find the following pretty fucking interesting. What are your thoughts?:

FEDERAL BAR ASSOCIATION
2015-16 ISSUES AGENDA
http://www.fedbar.org/Advocacy/Issues-Agendas.aspx

Active Issues | Monitored Issues
ACTIVE LEGISLATIVE ISSUES

Independence of the Federal Judiciary

The Federal Bar Association reaffirms the importance of the independence of the judiciary, recognizing that judicial decisions are not immune from scrutiny, but are to be made solely on the basis of the law.

Funding for the Federal Courts

The Federal Bar Association supports adequate funding for the general and continuing operations of the federal courts, including an equitable level of rent and facilities expense consistent with actual costs, budgetary constraints, staffing needs and security considerations, to permit the courts to fulfill their constitutional and statutory responsibilities

Federal Judgeships and Caseloads

The Federal Bar Association supports the authorization and establishment of additional permanent and temporary federal judgeships, including bankruptcy judgeships, along with support personnel, as proposed by the Judicial Conference of the United States, when rising caseloads in the federal courts threaten the prompt delivery of justice. The Federal Bar Association also supports efforts to educate Congress, the legal profession and the general public about how the overwhelming case loads threaten the ability of the Third Branch of the federal government to function.

Federal Judicial Vacancies

The Federal Bar Association calls upon the President and Congress to act promptly and responsibly in nominating and confirming nominees to the federal appellate and district courts. The Federal Bar Association supports the development of strategies to reduce the time required to fill federal judicial vacancies.

Courthouse Security

The Federal Bar Association supports the adoption of adequate security measures to protect the federal judiciary, their families and court personnel in and outside the courthouse, while preserving meaningful public access to judicial proceedings.

Federal Judicial Pay

The Federal Bar Association support equitable compensation and regular periodic adjustments for the federal judiciary, as well as senior officials of the Executive Branch and Members of Congress, to promote the recruitment and retention of the highest quality public servants.

Respect for the Federal Courts

Declining public confidence in our courts undermines public respect for the courts and the legitimacy of their rulings. To counter that influence, the Federal Bar Association supports programming and other efforts to educate the public about the federal courts and the role they serve in assuring a just society.

Professionalism and Stature of Federal Attorneys

The Federal Bar Association supports and promotes efforts to improve the professionalism and stature of attorneys employed by the federal government, including: enhancements to the compensation packages of federal attorneys, including pay and retirement benefits, to assist in recruitment and retention; the expansion, consistent with applicable conflict of interest laws, of policies encouraging full participation of attorneys employed by the federal government in professional organizations and pro bono legal activities, including approval for use of administrative leave; enhanced federal funding for participation in continuing legal education and training programs, including paid tuition and administrative leave; and the establishment of programs for student loan deferral and repayment assistance for all federal attorneys, including federal law clerks, federal defenders and judge advocates of the Armed Forces, in support of recruitment and retention efforts.

Social Security Disability Appeals Backlog

The Federal Bar Association supports adequate funding and resources for the Social Security Administration to remove the significant backlog of disability benefit appeals awaiting adjudication and to assure the fair and timely administration of justice for all appellants.

Authority of Bankruptcy Judges in “Core Proceedings”

The Federal Bar Association supports amendment of bankruptcy law to expressly allow bankruptcy judges to issue proposed findings of fact and conclusions of law in core proceedings in which they are otherwise barred from entering final judgments under Article III of the United States Constitution.

Commission on Nazi-Confiscated Art Claims

The Federal Bar Association supports the Congressional creation of a commission to address identification and ownership issues related to Nazi-confiscated artworks, pursuant to the Washington Conference Principles on Nazi-Confiscated Art, as signed by the United States and the international community.

Article I Immigration Court
The Federal Bar Association supports the transfer of responsibilities for the adjudication of immigration claims from the Executive Office of Immigration Review within the Department of Justice to a specialized Article I court, as established by Congress, for the adjudication of claims under the Immigration and Naturalization Act.

Federal Criminal Sentencing
The Federal Bar Association supports efforts to advance fairness and consistency in federal sentencing, while preserving judicial independence and discretion to deal with the particular circumstances of individual cases.

Military Spouse Attorney Mobility
The Federal Bar Association supports state-level legal licensing accommodations, including bar admission without additional examination, for attorneys who are spouses of service members, i.e., members of the uniformed services of the United States as defined in 10 USC §101(a)(5), when: (1) those “military spouse attorneys” are present in a particular state, commonwealth, or territory of the United States or District of Columbia due to their service members’ military assignment; (2) they are graduates of accredited law schools; and (3) they are licensed attorneys in good standing in the bar of another state, commonwealth, or territory of the United States or District of Columbia.

Patent Litigation Reform
The Federal Bar Association supports legislation that curbs abusive patent litigation practices and other responsible measures to improve the quality and clarity of patents. The FBA opposes legislation that reduces judicial discretion in adjudicating patent actions or circumvents the Rules Enabling Act by mandating changes that depart from the Federal Rules of Civil Procedure in patent cases.

MONITORED LEGISLATIVE ISSUES

Courthouse Construction

The Federal Bar Association supports the full funding of courthouse construction proposed by the Judicial Conference of the United States.

Cameras in the Courts

The Federal Bar Association encourages a discussion of the competing considerations vis-a-vis proposed legislation which would authorize federal judges, in their discretion, to permit photographing, electronic recording, broadcasting, and televising of federal court proceedings in appropriate circumstances.

Division of the Ninth Circuit Court of Appeals

The Federal Bar Association opposes the division of the Ninth Circuit Court of Appeals, consistent with its capacity to effectively and efficiently render justice.

Continuing Legal Education Funding for the Federal Judiciary

The Federal Bar Association supports the expansion of and enhancement of federal funding for continuing legal education and training programs for the federal judiciary.

Expansion of Federal Jurisdiction Over State and Local-Prosecuted Crimes

The Federal Bar Association advocates strict scrutiny of legislation proposing to grant original jurisdiction to federal authorities over crimes traditionally reserved to state and local prosecution.

Criminal Justice Act Panel Attorney Compensation

The Federal Bar Association supports Congressional funding to permit an increase in compensation rates for Criminal Justice Act panel attorneys.

National Security and Civil Liberties

The Federal Bar Association encourages the discussion of the competing considerations in the nation’s war against terror between the protection of civil liberties and the interests of national security.

Prevention of Epidemics and Civil Liberties

The Federal Bar Association encourages and contributes to a discussion of the competing considerations between governmental restrictions to guard against epidemics and pandemics and the preservation of individual rights, as well as the use of technology to ensure the continuance of participatory governance.

Safety of Administrative Judges

The Federal Bar Association supports the efforts by the Social Security Administration and the Executive Office of Immigration Review to take appropriate steps to ensure the security of their administrative law judges and immigration judges, and all others who participate in its proceedings.

Veteran Disability Claims Adjudication

The Federal Bar Association supports legislative and administrative improvements to the veterans disability claims process in the Department of Defense and Department of Veterans Affairs to assure equitable and expeditious determinations.

Attorney Fee-Based Representation of Veterans

The Federal Bar Association supports proposals to expand the availability of fee-based representation of veterans in the disability claims process and to oppose any efforts to repeal the authority of attorney representation to veterans in the furtherance of such claims.

Frivolous Litigation

The Federal Bar Association opposes legislative proposals to eliminate judicial discretion in the imposition of sanctions for frivolous litigation, including proposals to revise Rule 11 of the Federal Rules of Civil Procedure by imposing mandatory sanctions and preventing a party from withdrawing challenged pleadings on a voluntary basis within a reasonable time.

Adopted by the Board of Directors
Federal Bar Association
July 10, 2015

The compass of FBA’s government relations program is its Issues Agenda, a roster of policy priorities to which the Association devotes its advocacy resources. The policy priorities embraced by the Issues Agenda are associated with active issues that concern the health and welfare of the federal judicial system and effective federal legal practice. For example, they concern the preservation of judicial independence, adequate funding and facilities for the federal courts, sufficient numbers of federal judgeships, equitable compensation for the federal judiciary, fairness and consistency in federal sentencing and a host of other matters

Daily Report and Andrew Phillips: Analyzing the Suit Over Georgia Voters’ Personal Data Leak

Analyzing the Suit Over Georgia Voters’ Personal Data Leak
Andrew Phillips, Daily Report
November 20, 2015
http://www.dailyreportonline.com/id=1202743008663/Analyzing-the-Suit-Over-Georgia-Voters-Personal-Data-Leak?mcode=0&curindex=0&curpage=ALL


Andrew Phillips
Andrew Phillips is senior counsel in McGuireWoods’ Atlanta office, where he is editor of the firm’s “Password Protected” blog, in which a version of this article first appeared. His practice focuses on representing and counseling clients in a variety of class action and high stakes civil litigation.

John Disney/Daily Report

Did the Georgia secretary of state release the Social Security numbers, driver’s license numbers, and dates of birth of every registered Georgia voter? Those are the allegations first made by putative class representatives Elise Piper and Yvette Sanders in a recently filed Fulton County Superior Court lawsuit and confirmed by recent statements by the secretary of state.

The office of Secretary of State Brian Kemp attributes the data leak to a “clerical error,” which it alleges involved the dissemination of CD-ROMs containing extraneous data to only 12 recipients and that the disks are in the process of being recovered.

Piper and Sanders also allege that, despite being on notice of the leak, the state failed to notify the affected voters, or credit reporting agencies, in violation of the Georgia Personal Identity Protection Act of 2007 (GPIPA).

As troubling as the release of this information may be to voters—who may be dubious that the leak has been contained and are concerned about the risk of identity theft or fraud—it is unclear what, if any, legal remedy is available to plaintiffs.

The Data Leak
Per the complaint, the Social Security and driver’s license numbers were collected as part of the voter registration process. However, the suit alleges that although the voter registration process only required the last four digits of each voter’s Social Security number, the Secretary of State’s Office nonetheless maintained “each voter’s complete Social Security and driver’s license number.”

Some voter identification information, such as names and addresses—but not Social Security and driver’s license numbers—is regularly maintained in a “voter file” which is routinely provided on CD-ROM to media members and political parties free of charge. The voter file is also available to the general public for a $500 fee. However, plaintiffs allege, when the October 2015 voter file was distributed, it not only contained standard voter identification information but also the Social Security number, driver’s license number, and date of birth for all 6,184,281 registered Georgia voters.

The Georgia Personal Identity Protection Act
Legally, the type of data released is a distinction with a difference. GPIPA—like many similar state data breach notification statutes—defines “personal information,” in relevant part, as “an individual’s first name or first initial and last name in combination with any one or more of the following data elements,” including a Social Security number or driver’s license number. Thus, while the dissemination of the standard voter file containing voters’ names and addresses alone likely did not constitute a release of protected personal information, the alleged release of that information in conjunction with Social Security and driver’s license numbers could be deemed a breach.
Of course, even if the information was—as it appears to be—”personal information,” that is not the end of the inquiry. Other key questions include whether the Georgia Secretary of State is an “information broker or data collector” subject to the act, whether the release of the information was a “breach of the security of the system” within the meaning of the act, and whether the state failed to comply with the notice requirements of GPIPA.

Based on what we know, it would appear the answers to the first two questions are yes. GPIPA defines a data collector to include state agencies and actors as long as they are not maintaining records “primarily for traffic safety, law enforcement or licensing purposes or for purposes of providing public access to court records or to real or personal property information.” Assuming the Office of the Secretary of State cannot meet any of these exceptions—as seems likely—it is a “data collector.”

Likewise, the act defines “breach of the security of the system” to mean “unauthorized acquisition of an individual’s electronic data that compromises the security, confidentiality or integrity of personal information.” Again, based on the available information, this definition would appear to have been met by the dissemination of the personal information to media and political parties.

That said, the secretary of state may argue that the release of the information to a mere dozen people, followed by prompt efforts to recover the disks and contain the leak, did not jeopardize “the security, confidentiality, or integrity of personal information.” Of course, the fact that plaintiffs’ counsel apparently ended up with one of the disks undermines these arguments.

Turning to the next question, if GPIPA applies and the release was a breach, what was the Office of the Secretary of State required to do?
Under GPIPA, any information broker or data collector “shall give notice of any breach of the security of the system following discovery or notification of the breach” to Georgia residents whose unencrypted personal information was “acquired by an unauthorized person.”
With regard to timing, the notice shall be made “in the most expedient time possible and without unreasonable delay, consistent with the legitimate needs of law enforcement.” Law enforcement may delay notification if “a law enforcement agency determines that the notification will compromise a criminal investigation.”

Finally, where, as here, a breach requires notification to more than 10,000 residents, the data collector must also inform “all consumer reporting agencies.” Per the complaint, the secretary of state’s office did not provide notice to affected voters or consumer reporting agencies in the approximately one-month since the release, which could constitute a lack of notice.

On the other hand, perhaps the state can argue that the length of time that has passed since the potential breach without notification was not an “unreasonable delay” in light of the facts surrounding the release.

As for the type of notice required, the act typically requires written, telephonic, or, with prior permission, electronic notice. However, where the cost of the notice, as here, would exceed $50,000 or the breach affected more than 100,000 individuals, “substitute notice” may be appropriate. This can include notice by email (when known), conspicuous notice on the entity’s website, and notification via statewide media.
Thus, in this case, the statute could likely be satisfied with a press release and conspicuous notification on the Secretary of State web page—an embarrassment, perhaps, but not a huge logistical hurdle.

Do Plaintiffs Have a Case?
Despite the possibility that the secretary of state’s office may have violated GPIPA, plaintiffs’ remedy, if any, is unclear. Notably, plaintiffs have not sued for damages—likely because GPIPA does not expressly allow damages, and, regardless, seeking damages would likely trigger a sovereign immunity fight. Rather, the suit seeks equitable relief requiring the secretary of state to comply with GPIPA’s notification requirements and “prevent future harm due to the disclosure,” and attorneys’ fees.

While it is difficult to imagine that GPIPA was enacted without any enforcement mechanism or remedy—unlike many other states’ data privacy laws—GPIPA does not expressly create an independent civil cause of action, contain any statutory remedies or provide for an award of attorneys’ fees.

Moreover, while the only two published cases that have examined the act have not foreclosed a private right of action, neither has expressly found one, either. In the first, Willingham v. Global Payments, the Northern District of Georgia held the act inapplicable because the plaintiffs in that case were not residents of Georgia.
More recently, in an opinion arising out of the In re Target data breach litigation, the court allowed plaintiffs’ GPIPA claim to survive a motion to dismiss because “Georgia’s data-breach-notice statute is silent as to enforcement” and “neither party cites any case regarding how a court should interpret silence as to enforcement under Georgia law.”

The plaintiffs’ chance of success is unclear based on the paucity of case law examining GPIPA—and the fact that no court has affirmatively found a private cause of action.

Lessons for Government and Industry
Although the merits of plaintiffs’ suit are an open question—both because the secretary of state may have a viable defense and because GPIPA may be relatively toothless—it still carries important lessons for businesses and others collecting and processing personal information.

First, the Secretary of State Office’s “clerical error” illustrates the risk of collecting more data than needed. If only the last four digits of voters’ Social Security numbers were necessary, then the retention of complete Social Security and driver’s license numbers appears to have been an unnecessary risk that, in this case, led to a substantial data leak and litigation.

Second, those collecting and processing personal information should know—and comply with—data breach notification laws. For larger companies, this likely means compliance with various states’ disclosure laws—many of which have much clearer penalties and enforcement mechanisms than GPIPA.

Finally—and perhaps most fundamentally—data collectors and custodians should have a robust information management program in place that is commensurate with the volume and sensitivity of the data at issue. Simply put, a data management system with sufficient checks and safeguards should prevent a “clerical error” from potentially putting millions at risk.

Andrew Phillips is senior counsel in McGuireWoods’ Atlanta office, where he is editor of the firm’s “Password Protected” blog, in which a version of this article first appeared. His practice focuses on representing and counseling clients in a variety of class action and high stakes civil litigation.

Read more: http://www.dailyreportonline.com/id=1202743008663/Analyzing-the-Suit-Over-Georgia-Voters-Personal-Data-Leak#ixzz3sCITf37b

Bookkeeper sentenced for failing to report $24M mortgage fraud

justiceleague00's avatarJustice League

Yet, no jail time for the banksters….

A bookkeeper who failed to report mortgage fraud was sentenced to two years’ probation, with six months to be served on home confinement, for his conviction for concealing massive financial institution fraud.

Ignacio Huergo was also ordered to pay restitution in the amount of $736,254.25 to M&T Bank.

Assistant U.S. Attorney Trini Ross, who is handling the case, stated that Huergo worked for the companies of Frank Garcia, Federal Guaranty Mortgage CompanyandGuaranty Realty and Investment as a bookkeeper and tax preparer between 2006 and 2008.

Read on.

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Email query to WHO asking about its Ebola vaccine trial which is giving people Ebola, according to a Lancet study

The motto of the story is. Kill all that you can, we need to depopulate as quickly as possible. They don’t have to worry, no one will hold them accountable.

ENENews: Report: Fukushima fallout detected in U.S. fish — Dose equal to samples caught 100 miles from plant —

FINALLY, THEY WARN AGAINST THE FISH, AFTER ALLOWING YOU TO EAT IT WITHOUT ALERTING YOU TO THE RADIATION CONTAMINATION, BUT THEY CAN NO LONGER KEEP IT QUIET!!!

Report: Fukushima fallout detected in U.S. fish — Dose equal to samples caught 100 miles from plant — Persistently high levels detected in marine life offshore “not anticipated… orders of magnitude” more than expected — “Measurements needed… along predicted plume trajectory”
Published: March 2nd, 2015 at 8:18 pm ET
By ENENews
http://enenews.com/report-fallout-japan-reactors-detected-freshwater-fish-radioactive-dose-equivalent-fish-caught-100-miles-fukushima-reactors-ongoing-measurements-needed-along-predicted-plume-trajectory

Excerpts from ‘Radiological Dose Rates to Marine Fish from the Fukushima Daiichi Accident: The First Three Years Across the North Pacific’, includes authors from Japan’s National Institute of Radiological Sciences and Oregon St. Univ., 2015 (emphasis added):

A more complete record is emerging of radionuclide measurements in fish [from] across the Pacific… Fish 100–200 km east of [Fukushima], coastal fish in the Aleutian Islands… and trans-Pacific migratory species, all had increased dose rates as a consequence of the FDNPP accident.
FDNPP produced the largest single-event influx of radioactive cesium isotopes into the Pacific [137Cs up to 90 PBq; Chernobyl total: 70-85 PBq].
Dose rates to the most impacted fish species near the FDNPP have remained above benchmark levels for potential dose effects at least three years longer than was indicated by previous, data-limited, evaluations.

[Strontium-90] was estimated to contribute up to approximately one-half of the total 2013 dose rate to fish near the FDNPP.
Evaluations… suggested that the dose rates to fish near the FDNPP… only briefly remained above the benchmark levels for potential harmful effects… However, subsequent data have indicated highly elevated and persistent accumulation of Cs.
Maximally exposed fish near the FDNPP [had] an increase of more than six orders of magnitude… The elevated activity concentrations were not isolated to one sample, or one species. In 2013, activity concentrations of 134,137Cs exceeding [100,000 Bq] kg were measured in more than 100 fish from ten species sampled from FDNPP port… concentrations in [some species] are orders of magnitude higher than predicted.
Some of the released radionuclides are being carried long distances…
At Amchitka Island [in Alaska] the 134,137Cs dose rates to [greenling and rockfish] were only slightly higher than pre-event levels… The increase… appears to be due to atmospheric transport from Fukushima as 134Cs was measured… in freshwater fish [11 Bq/kg in trout].
Detections of 134Cs in California water samples gathered in August 2014… suggest incremental dose rate increases to resident fish.
Fish at 100–200 km east of the FDNPP, coastal fish in the Aleutian Islands, and trans-Pacific migratory species all had increased dose rates.
Persistence of the radionuclides in fish was not anticipated by existing models… ongoing measurements are needed at locations near the FDNPP and further along the predicted plume trajectory… Some areas that have experienced air deposition in 2011 (e.g. Aleutian Islands), should continue monitoring as they may experience a second arrival of 134,137Cs in subsequent years via an oceanic plume.
This study was in collaboration with the… IAEA
See also: Gov’t: Alaska island “appears to show impacts from Fukushima” — “Significant cesium signature” — Scientists anticipate further impact as ocean plume arrives (VIDEO)

American Prosperity: “Obama Left the Border Open Something Deadlier than Ebola Found Its Way In”

Found at:

http://americanprosperity.com/because-obama-left-the-border-open-something-deadlier-than-ebola-found-its-way-in/

Because Obama Left the Border Open Something Deadlier than Ebola Found Its Way In…

Screen Shot 2014 11 01 at 9 14 02 PM 300x236

Obama demonstrated what could be called a most lackluster response to a serious crisis when he allowed the Ebola virus into the U.S.

His actions to refuse to stop flights into America from Western Africa led to Ebola’s emergence here in the U.S.

But what isn’t being discussed nearly as much as it should be is how Obama’s failure to close the American-Mexico border has likely contributed to the emergence of another super-deadly virus.

One that has killed far more people than Ebola has so far.

The virus is known as EV-D68. It’s an enterovirus similar to polio, but slightly different in structure.

So far thousands of men, women and children have fallen ill with the virus and as many as nine people have died since contracting it.

Top health officials have made connections to the EV-D68 virus that has shown up in numerous locations in the U.S. to the same EV-D68 virus from Central America.

As the Daily Caller reports:

So far, that virus has been found in nine American kids who died from illness, has apparently inflicted unprecedented polio-like paralysis in roughly 50 kids, and has put hundreds of young American kids into hospital emergency wards and intensive care units throughout more than 40 states.

A series of government researchers, health experts and academics refused to comment, or else urged self-censorship, when they were pressed by The Daily Caller for statistical and scientific data that would exonerate Obama and his deputies.

As illegals have surged over the border, health officials knew this kind of fallout was possible. And that’s why they’re keeping quiet about it now. Because the connection is obvious.

Enteroviruses infect anywhere from 10-15 million people in the U.S. a year. But what’s different about this particular strain is its origins are likely from people who came here illegally.

The path of illegals from Central American countries as well as Mexico has been well documented, and with 100s upon 1,000s of them making it over the border every day, the likelihood the virus came in with them is extremely high.

If nothing else, this kind of health debacle demonstrates how Obama’s ineptitude isn’t just maddening, it’s deadly.